Presenting Your Value-Added

If you want to bill clients at premium prices, you need to establish and present a brand that communicates your value-added as perceived by prospective clients. In plain English, you must make clients feel that you are worth the money.

A good brand is very seductive. Brand loyalty persuades customers to pay $5.00 for coffee when they could buy a higher-quality brew for $2.00. It entices women to covet $1000.00 handbags that flash a certain designer label, when handbags of similar quality and attractiveness, but without the logo, are available at less than half that price.

Let’s explore strategies that will strengthen your perceived value-added and enhance your brand power. Identifying how to best communicate your expertise and authenticity is the best place to start. Increases in perceived value are generally more profitable than increases in the quality of services delivered. Clients are known to pay more for what they think is worth more before they’ll pay for service upgrades.

Successful Solopreneur consultants deliver first-rate expertise and customer service. As a marketing strategy, we can attempt to make ourselves appear worthwhile to prospective clients in a number of ways. One strategy can be to package ourselves rather lavishly, handing out expensive business cards, renting office space in the high-rent district and paying big registration fees to attend prestige conferences. The premise is, in order to attract big fish clients, one must swim in the same waters.

Alternatively, one may choose the high visibility route and invest scads of time on social media sites, posting frequently, earning a high Klout score and showing up in the top ten of a Google search. This premise is, if one’s name is all over the Internet, then prospective clients will see it and one will then be considered the obvious choice when it is time to hire, through the power of notoriety and perceived expertise.

Teaching, speaking engagements and visible involvement in business and professional groups are a third strategy. The premise here is that professional expertise is demonstrated through these activities and that builds trust and gives prospective clients the incentive to not only hire, but pay a premium for services rendered.

Whichever strategy you find most attractive, be mindful that your perceived value will be enhanced when you establish links with individuals and organizations that are admired and respected by your clients. If you can arrange to be photographed with the mayor or governor, it will raise your perceived value because you will be seen in the company of movers and shakers. Membership in certain professional associations or social clubs may also confer significant value.

Professional certifications can do the same, which is why Certified Public Accountants can charge two or three times what accountants with a degree but no special piece of paper can charge for providing nearly identical services. The CPA designation allows a trust factor to kick in and it’s worth money. According to Martin Reimann, professor of Psychology at University of Southern California, the “right” affiliations and relationships bolster one’s perceived value. They are endorsements of value-added.

My parents often told me when I was growing up that we are judged by the company that we keep. I took that admonition to heart and picked my friends with care, especially as I got older and there was more on the line. The advice applies equally to our professional lives. If it appears that we have the confidence of those whom prospective clients and referral sources respect, we are more likely to be hired or referred and better able to charge premium prices for our services. But it all starts with being authentic.

Negotiate With Your Lender and Stop Foreclosure

If you’re going through foreclosure and you haven’t spoken with your current lender, you’re not alone. In fact, most people who go through the foreclosure process never even pick up the phone to negotiate with their lender to try and stop foreclosure.

I’ve been a real estate agent a long time, and most of the clients that call me to try and save their home, have never picked up the phone, called their current lender and tried to negotiate and stop foreclosure. Most of the time, it’s a combination of embarrassment and lack of knowledge that makes people reluctant. But if you know just a few simple secrets, you can negotiate with your lender and stop foreclosure. Let me tell you how.

First a Couple of facts About Lenders and Foreclosure:

1.) Lenders hate foreclosures: It costs them money, it costs them time and they will never recoup their losses if your home goes into foreclosure and they have to sell it. The lender will incur attorney fees, Realtor fees, property maintenance fees and a host of other expenses that make the foreclosure process a last resort for them.

2.) Lenders Employ Real, Live People: I understand you are reluctant to negotiate with your lender and stop foreclosure on your home. Many people think of their lender or bank as a large, unemotional institution. But the truth is, the people you will talk to our just that: people. They’ll listen to you situation and will genuinely try to work out a situation that can help them and you. Don’t be afraid.

How to Negotiate with Your Lender and Stop Foreclosure

Hopefully you’re a little less afraid to pick up the phone to negotiate and stop foreclosure . Now you need to know what to say and how to approach the bank when you do call to negotiate:

1. Don’t wait until the last minute: If possible, talk to your bank before you go into foreclosure. If you already are in foreclosure, don’t wait until the last month of the process – call them now.

2. Tell them the truth: If you lost a job, tell them. Medical bills? Tell them. Many times a hardship can help you renegotiate, avoid foreclosure and start getting back on track with the lender.

3. Don’t be afraid to Haggle: Banks hate having one of their properties go into foreclosure. It costs them large amounts of money both in lost income and expenses for attorneys and real estate agents. Use this to your advantage and don’t be afraid to ask for a rate reduction, payment deferments, etc.

If you take anything away from this article, please understand that you can negotiate with the bank to stop foreclosure. In fact, the lenders would rather have you call them than have your home get foreclosed on!

in the rare instance where your lender won’t work with you, you can use one of the systems we’ve reviewed to help you out. See the about me / resource box for a link to our review page.

Good luck and don’t be afraid to negotiate with your bank to stop foreclosure!

New Mexico Air and Water Presents 11 Tips on How to Winterize Your Home

Why Is Pipe Freezing a Problem?

Water expands as it freezes. This expansion puts tremendous pressure on whatever is containing it, including plastic and metal pipes. No matter the “strength” of a container, expanding water can cause pipes to break. Pipes that freeze most frequently, are those exposed to severe cold like: outdoor hose bibs, swimming pool supply lines, water sprinkler lines and water supply pipes in unheated interior areas like basements, and crawl spaces, attics, garages or kitchen cabinets. Also, pipes that run against exterior walls that have little or no insulation are subject to freezing.

To avoid frozen pipes and repair costs, please follow these precautions:

Outside Your Home:

1. Shut off and drain your irrigation system. This may seem obvious, but sometimes people assume that their landscaping company or lawn maintenance company has done it for them. This task only takes a few minutes and can save you hundreds of dollars in repair costs and water bills.

2. Disconnect and drain outdoor hoses. Disconnecting hoses from their spigots allows water to drain from the pipe. Otherwise, the ice formed from a single, hard overnight freeze can burst either the pipe or the faucet. We have seen numerous instances where spigots lines froze over the winter and until a customer notices a high bill in the summer (from hose use) is the broken pipe found.

3. If you have a swimming pool, drain water from pool and supply lines following the manufacturer’s or installer’s directions. Do not put antifreeze in these lines unless directed. Antifreeze is environmentally harmful, and is dangerous to humans, pets, wildlife, and landscaping.

4 Close foundation or exterior vents around the house during the cold months. This will help keep cold air out of crawl spaces.

5. There should be an insulating blanket inside the water meter box on top of the meter. If the blanket is missing, call your local and have the blanket replaced otherwise, the water meter may freeze in extreme cold weather. Please do not replace this specially designed blanket with any other insulation, as this may cause a health hazard. Another type of insulation may not be able to withstand water and other conditions present within the meter box.

Inside Your Home:

6. Insulate pipes or faucets in unheated areas. If you have water pipes in an unheated garage or crawl space under the house, wrap them before temperatures plummet. Hardware or building supply stores offer appropriate pipe wrapping materials.

7. Seal off access doors, air vents and cracks. Repair broken basement windows. Cold winter winds whistling through overlooked openings can quickly freeze exposed water pipes. Avoid plugging air vents that your furnace or water heater needs for safe operation. Keep garage doors closed if there are water supply lines in the garage.

8. Know the location of your master water shutoff valve. In many homes it’s where the water line comes into your house from the street. If a pipe bursts anywhere in the house — kitchen, bath, basement or crawl space — this valve turns off all water and will save your home from damage. So, find it now and paint it a bright color or hang a tag on it. Be sure everyone in the family knows where it is and what it does.

9. Open kitchen and bathroom cabinets to allow warmer air to circulate around the plumbing. Be sure to move any harmful cleaners and household chemicals up out of reach of children.

10. Keep the thermostat set to the same temperature both during the day and at night. By temporarily suspending the use during lower nighttime temperatures, you may incur a higher heating bill, but you can prevent a much more costly repair job if the pipes burst.

11. If you will be going away during cold weather, leave the heat on in your home, set to a temperature no lower than 55ºF.